PLANNING for a SUCCESSFUL RETIREMENT A Conservative Approach to Planning for Retirement This information-rich seminar introduces you to the concepts and practices that will help you spend your retirement comfortably and in control of your finances by helping you identify lifestyle issues facing retirees. Your registration fee includes a comprehensive seminar workbook and Retirement Planning template that will help you develop a retirement budget and a written inventory of your assets, income, Social Security, and pension benefits. Who Should Attend? This workshop is designed for individuals and couples who are near retirement or retired or interested in learning the retirement planning and investing process. The course will provide you with a solid foundation of retirement knowledge and answer common questions like:• Can I retire now? • Can I achieve my retirement goals? • Can I improve the performance of my portfolio? • Can I protect my assets from the effects of a market crash? • How much money will I need? • Where will it come from? • What about rising healthcare costs? Upcoming Courses Courses will be held in person. To register, please click the name of the location you wish to attend below.Fall 2023 Penfield - October 18th, 25th, and November 1st, 8thBrighton - October 17th, 24th, 31st, and November 7thVictor - October 19th, 26th, and November 2nd, 9thPlease contact us with questions. Questions SESSION 1Start Planning & Debunking Investment Myths SESSION 2Managing Emotions & Determining Income Needs SESSION 3Will Planning, Estate Planning, Long-Term Care, Medicare SESSION 4Retirement Income: The Three-Legged Stool & Financial Advice Next StepsWhat happens when you complete our retirement course?Well, to start you will have a well thought out financial template with which you can take the next steps toward your retirement success. In our last session we go over your template, in other words, we grade your homework, to make sure that you are on the right track.From that point, together we can take off and start implementing your plan. All Grover Financial clients take part in our 4-step process for building and implementing retirement and wealth management strategies because we believe that people who are working a financial plan achieve their goals and people who are merely working a portfolio don’t.*394051-12 Contact us today to start investing for in your financial future! Your Retirement Lifestyle Workbook This lifestyle workbook is designed to help you collect and organize the information needed to develop your Retirement Plan which includes your goals and the resources available to fund them. Gathering information from the checklist below will help you move through the workbook. It’s a good idea to gather as much of this information as possible before you start filling in the workbook. Click to Access Your Free Copy! * There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal.