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A Conservative Approach to Planning for Retirement

This information-rich seminar introduces you to the concepts and practices that will help you spend your retirement comfortably and in control of your finances. Investing for a Successful Retirement will show you a conservative approach to wise money management and will help you identify lifestyle issues facing retirees.

You will learn strategies that seek to maximize income from your retirement investments, Social Security, and other assets. You’ll also learn smart investing techniques around market volatility and erosion due to inflation and the possible cost of long-term healthcare.

Your registration fee includes a comprehensive seminar workbook and a Retirement Planning template that will help you develop your retirement budget and a written inventory of your assets, income, Social Security, and pension benefits.

Who Should Attend?

This workshop is designed for individuals and couples who are near retirement or already retired. Younger couples and individuals, who are interested in learning the retirement planning and investing process are also welcome and will get a solid foundation for strategies to deal with savings and investing.

Upcoming Courses

Courses will be held in person. 

Fall 2022

Penfield - October 19th, 26th and November 2nd, 9th

Brighton - October 18th, 25th and November 1st, 8th

Victor -  October 20th, 27th and November 3rd, 10th

When available, a link for each location will be provided below. 

Winter 2023 

Penfield - January 18th, 25th and February 1st, 8th

Brighton - January 17th, 24th, 31st and February 7th

Victor -  January 19th, 26th, and February 2nd, 9th

When available, a link for each location will be provided below.

Please contact us with questions. 


This Workshop Will Answer Questions Like:

  • Can I retire now?
  • Can I achieve my retirement goals?
  • Can I improve the performance of my portfolio?
  • Can I protect my assets from the effects of a market crash?
  • Stocks, bonds, mutual funds, annuities – how much of each and why?
SESSION 1<br />Living Well in Retirement

Living Well in Retirement

  • How much money will you need? Where will it come from?
  • Fixed Income and cash flow planning
  • Alternative investments
SESSION 2<br />Retirement Income Planning

Retirement Income Planning

  • Maximizing your Social Security benefits
  • 401(k) Rollovers, IRAs, Roth IRAs
  • Using Annuities for income
SESSION 3<br />Managing Your Investments

Managing Your Investments

  • Equity investing
  • Asset allocation and diversification
  • Mutual funds and money managers
SESSION 4<br />Protecting Your Assets and Transitioning Your Estate

Protecting Your Assets and Transitioning Your Estate

  • Medicare & long term care costs
  • Issues in estate planning
  • Implementing the plan

Next Steps

What happens when you complete our retirement course?

Well, to start you will have a well thought out financial template with which you can take the next steps toward your retirement success.  In our last session we go over your template, in other words, we grade your homework, to make sure that you are on the right track.

From that point, together we can take off and start implementing your plan.  

All Grover Financial clients take part in our 4-step process for building and implementing retirement and wealth management strategies because we believe that people who are working a financial plan achieve their goals and people who are merely working a portfolio don’t.*

Your Retirement Lifestyle Workbook

Your Retirement Lifestyle Workbook

This lifestyle workbook is designed to help you collect and organize the information needed to develop your Retirement Plan which includes your goals and the resources available to fund them. Gathering information from the checklist below will help you move through the workbook. It’s a good idea to gather as much of this information as possible before you start filling in the workbook.

Click to Access Your Free Copy!

* There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal.